So amidst all the chaos of my computer drama this week, I got an email from my credit-monitoring service to alert me to a concern in one of my credit reports. So I checked it out this evening. It turns out that the collection agency we went around and around with back in the spring has reported that I have an unpaid balance of $8,666. Yeah, that's right, that eye surgery that I am not responsible for got reported as me not paying it. And even after one party apparently got their money for it.
IMC Credit Services now, apparently, has this account and has made it show on my credit report. I'm disputing the account, of course. I am STEAMED. Absolutely effing PISSED.
Mike and I bent over backwards not only to make sure that we really weren't responsible for the charges for this surgery but also that the hospital got PAID for this surgery. We did the due diligence that we should have done, plus all the work and diligence that the freaking hospital AND health management organization AND this collection agency should have done, and my credit is suffering from it. Those freaking bastards! I should have known things had been too quiet for too long after we thought they had been resolved...it's been about three months since I've heard anything about this, and then it just got reported on my credit.
* Stringham high: Starcraft II, World of Warcraft
* Stringham low: failing laptops, disabled desktop computers, and m-fing bills for money that I don't owe.
* Stringham super-high: fantastic, supportive and helpful friends and family
Showing posts with label collections. Show all posts
Showing posts with label collections. Show all posts
Saturday, July 31, 2010
Thursday, March 25, 2010
This Just Keeps Getting Better and Better
* Stringham high: Springtime
* Stringham low: Cold, cold rain and collections agencies
* Stringham super-high: Thoughts of warm, sandy beaches and saltwater spray
I got another letter today from the same collection agency as last week—-this time for the Beltway Surgery Center bill—the surgery for my eyes. This collections agent was a little nicer, listening and taking more information from me, and gave me the name of the representative at the collection agency who would be handling this "account," so that was helpful. The agent told me that the hospital obviously thinks Medicaid isn’t going to pay, if they’ve turned the bill over to collections. And she asked if I knew why Medicaid had denied paying the bill. (Yeah, right, because they tell me.) But I explained all about how IIH is covered by pregnancy Medicaid and that the vision problems necessitating the surgery on my eyes were caused by the IIH. (I have explained this to I don't know how many people, but it never seems to matter. Maybe someday it will sink in somewhere and make a difference.) The agent said she’d pass that information on to the representative and said it might have just been a billing code issue that needed to be worked out by the hospital and Medicaid. She still tried to tell me that if Medicaid doesn’t cover the bill, I will be responsible for paying it.
Hmm, hospitals and collections agencies tell me I’m responsible for paying, but Medicaid representatives tell me I’m not. Who to believe?
Also had a very enlightening conversation today with someone at my chiropractor's office who keeps getting bills from the first doctor who sent my account to collections. This person keeps getting bills for tests that are done for their child (who has a chronic condition and requires constant testing and follow-up) and that this doctor then reads--apparently, that's all this doc does, that's all he did for me, read an X-ray and a CT scan. Yup, this person keeps getting bills from the doc that say they are required to pay the balance because their insurance company didn't cover, yadda, yadda, yadda. We wonder if this doctor is trying to double bill people. Wouldn’t be very nice of him. Or, come to think of it, maybe it's just ineptitude--maybe his office just doesn't know how to bill properly and he keeps going after the poor schmucks who had no say in who was to read their scans. Either way, it's not very nice or responsible.
* Stringham low: Cold, cold rain and collections agencies
* Stringham super-high: Thoughts of warm, sandy beaches and saltwater spray
I got another letter today from the same collection agency as last week—-this time for the Beltway Surgery Center bill—the surgery for my eyes. This collections agent was a little nicer, listening and taking more information from me, and gave me the name of the representative at the collection agency who would be handling this "account," so that was helpful. The agent told me that the hospital obviously thinks Medicaid isn’t going to pay, if they’ve turned the bill over to collections. And she asked if I knew why Medicaid had denied paying the bill. (Yeah, right, because they tell me.) But I explained all about how IIH is covered by pregnancy Medicaid and that the vision problems necessitating the surgery on my eyes were caused by the IIH. (I have explained this to I don't know how many people, but it never seems to matter. Maybe someday it will sink in somewhere and make a difference.) The agent said she’d pass that information on to the representative and said it might have just been a billing code issue that needed to be worked out by the hospital and Medicaid. She still tried to tell me that if Medicaid doesn’t cover the bill, I will be responsible for paying it.
Hmm, hospitals and collections agencies tell me I’m responsible for paying, but Medicaid representatives tell me I’m not. Who to believe?
Also had a very enlightening conversation today with someone at my chiropractor's office who keeps getting bills from the first doctor who sent my account to collections. This person keeps getting bills for tests that are done for their child (who has a chronic condition and requires constant testing and follow-up) and that this doctor then reads--apparently, that's all this doc does, that's all he did for me, read an X-ray and a CT scan. Yup, this person keeps getting bills from the doc that say they are required to pay the balance because their insurance company didn't cover, yadda, yadda, yadda. We wonder if this doctor is trying to double bill people. Wouldn’t be very nice of him. Or, come to think of it, maybe it's just ineptitude--maybe his office just doesn't know how to bill properly and he keeps going after the poor schmucks who had no say in who was to read their scans. Either way, it's not very nice or responsible.
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